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The Rough Notes Company Inc.

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    TURNING ACQUISITIONS UPSIDE DOWN

TURNING ACQUISITIONS UPSIDE DOWN

Agency of the Month TURNING ACQUISITIONS UPSIDE DOWN Model allows sellers to maintain ownership at this fast-growing regional agency “Twenty years ago, our Oklahoma City agency (which 10 years ago became INSURICA) had revenues of about $6 million handled by 75 people,” Mike Ross, president and CEO, reports. “Today, we have revenues exceeding$100 million and 600 employees in 30 offices,” he adds proudly.  “While a lot of the growth has

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    PROVEN WINNER

PROVEN WINNER

BROKEN GLASS PROVEN WINNER Roanoke agency owner does big things with a small staff It’s our pleasure to present another article in our Broken Glass series, in which we talk with a woman in the independent agency business about the challenges and rewards she has experienced throughout her career. This month we profile Carla Jean Marks, CIC, CISR, owner of Marks-Tiller Insurance Agency in Roanoke, Virginia. Earlier this year Marks

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    POLLUTION AND ENVIRONMENTAL LIABILITY INSURANCE

POLLUTION AND ENVIRONMENTAL LIABILITY INSURANCE

Pollution and Environmental Liability Insurance Capacity remains abundant as coverage expands beyond traditional contaminants What do silt, sediment, and mold have in common? They are all naturally occurring substances that are increasingly regarded as pollutants or contaminants for purposes of insurance. When you say “pollution,” most people likely think of spills, secretions, and emissions of man-made toxic substances into the natural environment. But insurers that write pollution and environmental lability

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    THE MISADVENTURES OF ERNIE AND OLIVER: CONTRACTS

THE MISADVENTURES OF ERNIE AND OLIVER: CONTRACTS

Young Professionals THE MISADVENTURES OF ERNIE AND OLIVER: CONTRACTS New series reviews errors and omissions basics Ernie and Oliver had no insurance experience when they decided to buy an agency; they exceedingly overpaid. The morning after their purchase—after a breakfast of eggplant omelets—the two visited their enormous office to get ready for business. They purchased envelopes and oilpaper and energetically opened their doors. What are the odds that these two

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    BEYOND THE DELIVERY OF KNOWLEDGE

BEYOND THE DELIVERY OF KNOWLEDGE

BEYOND THE DELIVERY OF KNOWLEDGE Butler University offers master’s degree in risk and insurance online Today about 80 colleges and universities in North America offer an undergraduate degree in risk management and insurance (RMI). One of these schools, Butler University, will, like a handful of others, take things a step further by offering a Master of Science in Risk and Insurance (MSRI). Its first batch of students is scheduled to

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