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    PURSUING DISCOMFORT

PURSUING DISCOMFORT

Agency of the Month PURSUING DISCOMFORT Texas agency ventures outside the box to reach customers where they want to be reached When Heather and Brandon Smyrl started Highpoint Insurance Group in Friendswood, Texas, in 2008, their goal was to create an agency where employees would be treated like family and allowed to have fun in an industry that is naturally stressful, Heather recalls proudly. “At the time, we were strictly

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    ELITE INSURANCE SOLUTIONS

ELITE INSURANCE SOLUTIONS

Congratulations Elite Insurance Solutions 2019 Agency of the Year By Dave Willis, CPIA For more than 30 years, Rough Notes magazine has featured some of the nation’s most remarkable independent insurance agencies on its cover. Without doubt, this year was no exception. Each year, one firm is named the Rough Notes Agency of the Year. These are the best of the best—agencies that stand out among the standouts. The selection

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    THE BENEFITS OF CREATING A NICHE

THE BENEFITS OF CREATING A NICHE

Young Professionals THE BENEFITS OF CREATING A NICHE Because time spent working should be doing something you enjoy By Christopher W. Cook Someone who puts in a traditional 40-hour workweek will accumulate 2,080 hours on the job each year. Put in a good 40 years behind the desk and that’s 83,200 hours in the office. Some estimates are higher: It’s not uncommon to see sources say you’ll spend one-third or

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    FOODBORNE ILLNESS: WHAT THEY DON’T KNOW CAN HURT THEM

FOODBORNE ILLNESS: WHAT THEY DON’T KNOW CAN HURT THEM

FOODBORNE ILLNESS: WHAT THEY DON’T KNOW CAN HURT THEM Agents can help restaurant owners and managers better understand regulations, exposures, protection needs, coverage options, and more By Crystal Jacobs Restaurant owners and managers   have a hundred things to worry about on a daily basis, including staying on top of supply chains, employee needs, local competition and customer satisfaction. The last thing they want to think about is whether they are

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    FOCUS ON SURETY

FOCUS ON SURETY

FOCUS ON SURETY Caution is the watchword in a potentially volatile market By Lori Widmer What a difference a few years make. Or not. In 2017, surety experts were cautiously optimistic. The market was holding steady, claims were low, and pricing and capacity were improved. Two years later, Aon’s Surety Market Update 2019 reveals that contract surety was profitable in 2018, with low loss activity and continued premium growth. Large

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