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Personal Lines

    BE PREPARED

BE PREPARED

Personal Lines Focus BE PREPARED Risk management tips, because numerous perils can happen anytime without warning By Christopher W. Cook This year, The Walt Disney Company released its “live-action” version of the 1994 animated film The Lion King. While most of us disliked the lion Scar (how many of our childhoods were traumatized by what happened to Mufasa), I came to realize that through his musical number, although delivered in

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    SPECIAL EVENT EXPOSURES—PART TWO

SPECIAL EVENT EXPOSURES—PART TWO

Mind the Gap By Marc McNulty, CIC, CRM SPECIAL EVENT EXPOSURES—PART TWO Event coverages and exposures for your personal lines clients In the May 2019 Mind the Gap column, we examined some situations in which commercial lines clients might need special event liability for events they host. However, at some point in your insurance career, you’ll be approached by a personal lines client who has a special event exposure—be it

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    FLOOD INSURANCE

FLOOD INSURANCE

FLOOD INSURANCE Will the private market be big enough to make a big difference? By Joseph S. Harrington, CPCU We’ve come to a significant milestone in the troubled history of U.S. flood insurance. As of July 1, 2019, real estate lenders seeking to sell mortgages to federally sponsored secondary market agencies (Fannie Mae, Freddie Mac, etc.) are required to accept private flood insurance policies on collateral properties, provided those policies

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    CARING FOR “COMRADES” AND CLIENTS

CARING FOR “COMRADES” AND CLIENTS

PERSONAL LINES FOCUS CARING FOR “COMRADES” AND CLIENTS Successful personal lines marketing recognizes the importance of team members and customers By Dave Willis, CPIA Personal lines marketing involves many approaches. But two agencies—past Rough Notes cover honorees—accentuate the “personal” in how they market. Their tactics formed the foundation for a session they led at this year’s Hawksoft Users Group meeting in Las Vegas. Two key elements, they believe, are caring

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    RAIN ON THE ROOF—AND INSIDE THE HOUSE

RAIN ON THE ROOF—AND INSIDE THE HOUSE

Dig a Little Deeper By Bruce Hicks, CPCU RAIN ON THE ROOF—AND INSIDE THE HOUSE Are appraisal provisions contained within insurance policies meant to settle coverage issues? The Court Decisions column is one of the most popular features of Rough Notes magazine. One reason is that the courtroom is where the promises made in an insurance contract often become real. All insurance professionals can develop “what if” scenarios, but until

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