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The Rough Notes Company Inc.

Specialty Lines

    INSURING BARS AND RESTAURANTS

INSURING BARS AND RESTAURANTS

Specialty Lines Markets INSURING BARS AND RESTAURANTS Embrace the business. Your clients will probably be around for a while By Joseph S. Harrington, CPCU Do you have a favorite lunch place with a sandwich “to die for”? How about a dinner spot where you and your significant other relax and reconnect? Or a pub where you and your colleagues drink to your struggles and successes? Now, how long has that

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    FOCUS ON CONDO ASSOCIATIONS

FOCUS ON CONDO ASSOCIATIONS

FOCUS ON CONDO ASSOCIATIONS Are condos becoming less popular with younger generations? By Lori Widmer According to the Community   Associations Institute, in 1970 there were just 10,000 condo community associations. By 2016 that number had skyrocketed to 342,000 associations overseeing 69 million residents across the country. Of those, nearly 55% are homeowners associations and about 45% are condo associations. It’s a trend that is expected to continue. Data from Statista

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    BUILDING A PROGRAM FOR THE LONDON MARKET

BUILDING A PROGRAM FOR THE LONDON MARKET

Coverholders and Risk Takers By Frank Huver BUILDING A PROGRAM FOR THE LONDON MARKET Like making sausage, developing a new insurance program takes time, skill, and patience Have you ever contemplated the amount of effort it takes to make sausage? Here’s what you need: A variety of ingredients (meats, spices, herbs) Specialized equipment (mixers, grinders, stuffer) An investment of time, as the process takes a lot longer than you may

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    NONPROFITS AND SOCIAL SERVICES

NONPROFITS AND SOCIAL SERVICES

Specialty Lines Markets NONPROFITS AND SOCIAL SERVICES A growing sector adapts to new needs and new challenges By Joseph S. Harrington, CPCU If you associate the term “nonprofit”    with a laid-back, slow-moving sector of the economy, you are way behind the times. In recent years, the growth of nonprofits has outpaced the growth of for-profit enterprises. According to the Urban League, the number of nonprofit organizations registered with the Internal

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    FOCUS ON AGENTS E&O

FOCUS ON AGENTS E&O

FOCUS ON AGENTS E&O Understanding products and documentation are key to preventing claims By Lori Widmer The word on the street for the future of the agents errors and omissions (E&O) market: cautious optimism. AmWins data reveals that minimum premiums have increased to approximately $5,000. Yet that’s not the case across the board. According to a Willis Towers Watson Insurance Marketplace Realities report, agents E&O pricing in 2019 will trend

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