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    YOUNG PRIVATE FLOOD MARKET CONTINUES TO GROW

YOUNG PRIVATE FLOOD MARKET CONTINUES TO GROW

YOUNG PRIVATE FLOOD MARKET CONTINUES TO GROW Entrants offer new coverages that replace or complement traditional NFIP offerings It’s been reauthorized six   times since 2017. As of July 31, 2018, it was in danger of lapsing—a situation that’s happened before. In January 2017, it borrowed another $1.6 billion from the Treasury Department, bringing its total debt last year to $24.6 billion. By all accounts, the National Flood Insurance Program (NFIP)

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    SPECIAL COVERAGE FOR SPECIAL EVENTS

SPECIAL COVERAGE FOR SPECIAL EVENTS

Special coverage for special events Ample capacity ready to take on growing risks The rampage that left one dead and 22 wounded at a New Jersey art festival in June only briefly registered on the national news. The casualty count was far less than what Americans have become almost accustomed to seeing in mass shootings; the shooting had no known connectionto terrorism or any international threat, and the victims were

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    FIVE TIPS FOR SELLING CYBER

FIVE TIPS FOR SELLING CYBER

FIVE TIPS FOR SELLING CYBER Stop getting “no’s” and start writing more cyber Most agents are aware that all commercial clients should have a cyber liability policy. The risk is there. But, after all the work you do to quote and propose cyber liability insurance that you know the company needs, many CEOs and risk managers still do not want it. What can you do to convince them? Here are

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    COMMERCIAL UMBRELLA INSURANCE

COMMERCIAL UMBRELLA INSURANCE

COMMERCIAL UMBRELLA INSURANCE So far, big losses aren’t creating big changes in the market Inits look at general liability insurance trends for 2018, Liberty Mutual points out that GL losses continue to rise, challenging businesses across a variety of industries. “For the past four years,” the firm says in a Viewpoint posting, “the combined ratio for U.S. carriers writing GL has been over 100%, reaching almost 108% in 2017.” The

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    DOCS RETIRING: WHAT TO DO?

DOCS RETIRING: WHAT TO DO?

DOCS RETIRING: WHAT TO DO? Healthcare industry response to physician shortage opens opportunities for agents and brokers Today, more than half of the practicing primary care MDs are over 50 years of age and will be retiring soon. At the same time, the healthcare industry is coping with a large influx of people to treat due to the Affordable Care Act. As a result of these factors, one study projects

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