Personal Lines

STUMBLING BLOCK Policyholder’s denied claim loses two court proceedings due to late filing  he insurance company should have focused on...

UNDERSTANDING LIABILITY AND INDEMNIFICATION Liability for injury or damage is up to the courts, if and how insurance responds is...

HOME-BASED BUSINESSES (REVISITED) The most-recent ISO homeowners coverage forms see business-related language changes While exposures have most certainly changed in...

COMBATING INFLATION IN PERSONAL INSURANCE CLAIMS While options to control costs are limited, these tips can help your clients  ...

AVOIDING POLICY LANGUAGE ASSUMPTIONS Exercise caution whenever coverage questions get into the weeds   By Marc McNulty, CIC, CRM Anyone...