FORGOTTEN BUT IMPORTANT CGL POLICY CONDITIONS Nine conditions that can sometimes have profound implications Insurance policy conditions may not be sexy or flashy, but they do contain important provisions that impact the way the contract will respond to real claims against the insured. By Paul Martin, CPCU The Commercial General Liability (CGL) Coverage Form published by the Insurance Services Office and used by countless insurance companies to provide liability protection
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CONSTRUCTION INSURANCE Let the tough times roll! By Joseph S. Harrington, CPCU Today’s construction market could be compared to a group of athletes or military recruits scrambling up a hill in an exercise. The climb is ever more challenging, and a number of participants fall out, but progress is steady until the summit is reached and new objectives are in view. As the hangover effects from the 2007 real
DUSTING OFF THE COBWEBS Now may be the time to rediscover the benefits business By Tony Caldwell In the late 1990s, my insurance agency was looking for an antidote to the seemingly never-ending soft market in property and liability insurance. We also were seeking to broaden our product offerings, increase our client retention, and grow our agency faster. Though a number of options were available, we chose to develop an
BENEFITS TRENDS FOR 2022 Lessons from the pandemic linger as compensation costs rise “Turnover has been at an all-time high, and new employees are coming in at premium pay positions when compared to those who have left.” —Andre Rooks Partner and Career Practice Leader Mercer By Thomas A. McCoy, CLU Hard-to-control inflation is top-of-mind for both employers and employees. It feels like the 1970s all over again—the cycle of employers
SUCCESS IN THE ROCKY MOUNTAIN REGION Top 100 agency celebrates attainments in business … and caring By Barley Dennison On May first of this year, the Moody Insurance Agency of Denver, Colorado, celebrated 50 years of developing trusted relationships with people and businesses looking to protect themselves against the risk of loss. The agency was started by Evan Moody in 1972, who today serves as chief executive officer. In its
