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The Rough Notes Company Inc.

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    IT’S ABOUT CONNECTIONS

IT’S ABOUT CONNECTIONS

IT’S ABOUT CONNECTIONS Family-owned Connecticut-based agency rebrands and expands with a benefits focus By Len Strazewski Remember the good old days when agents and brokers who specialized in employee benefits had simple and direct tasks? Collect the employee censuses from your clients. Send it with an application to your favorite major medical insurers. Compare quotes and recommend one of the lower-priced companies that offer decent claims service. But, today, running

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    Farm and Ranch Exposures

Farm and Ranch Exposures

OLD MACDONALD HAS A FARM (E-I-E-I-O)—OR DOES HE? A look at farm and ranch best practices and exposures   By Christopher W. Cook It was easy to come up with a title for an article on farm and ranch insurance, considering that “Old MacDonald Had a Farm” is a go-to song for comforting my (while I write this) 18-month-old son during car rides. After three or four rounds of repeating

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    PL ins. FOCUS GROWTH

PL ins. FOCUS GROWTH

PROFESSIONAL LIABILITY: A FOCUS ON GROWTH Across the various lines, a hard market remains the one constant   By Lori Widmer For the professional liability (PL) insurance market, 2021 was a tale of taking the good with the bad. According to Aon’s Management Liability Market Outlook for 2022 report, the holdover stresses of pandemic and global economic uncertainty still remain in that segment of the liability market. Those same stressors

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    BENEFITS TRENDS FOR 2022

BENEFITS TRENDS FOR 2022

BENEFITS TRENDS FOR 2022 Job flexibility, long-term and short-term financial guidance are in the cards   By Thomas A. McCoy, CLU The seismic changes to the workplace that began with the pandemic two years ago have rewritten the relationship between employers and employees. The tight labor market has given business owners more reason to pay attention when workers express an interest in certain employee benefits offerings or work arrangements. Benefits

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THE NEW HO-14

    IS THE NEW HO-14 BETTER THAN THE HO-4? New exposures require a “facelift” of the Homeowners Program     By Dustyne Bryant, MBA, CIC, CISR [I]nsurance professionals know that when new coverage forms are thrown into the ring, the critical lesson is to ensure that we understand the new form, its coverages, and its exclusions thoroughly. The Insurance Services Office (ISO®) announced in 2021 that multi-state filing changes

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