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    FOCUS ON CARGO

FOCUS ON CARGO

FOCUS ON CARGO Even with emerging risks, the market remains strong By Lori Widmer On February 10, 2022, a large cargo ship hauling 4,000 luxury cars caught fire in the Atlantic Ocean. On March 1, the vessel sank, taking with it an estimated $401 million in automobiles. In 2021, the Ever-Given container ship grounded, blocking the Suez Canal from March 23 to March 29, a six-day window that caused a

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    LIFE INSURANCE NEW IMPORTANCE

LIFE INSURANCE NEW IMPORTANCE

LIFE INSURANCE TAKES ON NEW IMPORTANCE Raised consciousness about mortality drives product awareness, interest By Len Strazewski First came the case statistics. Then the hospitalizations. Then finally the body counts. The first year of the COVID-19 pandemic raised the nation’s consciousness about mortality. In New York and other cities, refrigerated trucks provided a way to supplement morgue space. In Chicago, the largest trade show venue was outfitted as hospital space.

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    CRIME COVERAGE FOUR “P”

CRIME COVERAGE FOUR “P”

CRIME INSURANCE COVERAGE: THE FOUR “P” STRATEGY An approach to covering the critical elements of any crime exposure Almost every kind of business is susceptible to crime exposures. Despite that, most agents don’t give it much thought … . By Paul Martin Almost every kind of business is susceptible to crime exposures. Despite that, most agents don’t give it much thought, maybe because agents don’t have a useful framework for

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    CONDO ASSOCIATION INSURANCE

CONDO ASSOCIATION INSURANCE

CONDO ASSOCIATION INSURANCE Threats of collapse and pandemics make a hard market even harder By Joseph S. Harrington, CPCU Last June’s collapse of a 12-story residential condominium building in Surfside, Florida, was not only tragic, but almost unimaginable before it actually occurred. “The property insurance market now has to address a loss that was not previously contemplated in underwriting and pricing,” says Michael Egan, NSM Insurance Group’s director of property

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    DENTAL AND VISION Benefits

DENTAL AND VISION Benefits

DENTAL & VISION BENEFITS Employees value the wellness and protection these benefits offer By Len Strazewski When agents and brokers begin the annual employee benefits renewal negotiations, major medical insurance dominates the conversation, and rising premiums are the biggest concern. But without some ancillary benefits, the deal won’t be closed. Dental and vision benefits are critical components of a successful employee benefits plan, insurers report, and whether the benefits are

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