PROFESSIONAL LIABILITY: A FOCUS ON GROWTH Across the various lines, a hard market remains the one constant By Lori Widmer For the professional liability (PL) insurance market, 2021 was a tale of taking the good with the bad. According to Aon’s Management Liability Market Outlook for 2022 report, the holdover stresses of pandemic and global economic uncertainty still remain in that segment of the liability market. Those same stressors
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BENEFITS TRENDS FOR 2022 Job flexibility, long-term and short-term financial guidance are in the cards By Thomas A. McCoy, CLU The seismic changes to the workplace that began with the pandemic two years ago have rewritten the relationship between employers and employees. The tight labor market has given business owners more reason to pay attention when workers express an interest in certain employee benefits offerings or work arrangements. Benefits
IS THE NEW HO-14 BETTER THAN THE HO-4? New exposures require a “facelift” of the Homeowners Program By Dustyne Bryant, MBA, CIC, CISR [I]nsurance professionals know that when new coverage forms are thrown into the ring, the critical lesson is to ensure that we understand the new form, its coverages, and its exclusions thoroughly. The Insurance Services Office (ISO®) announced in 2021 that multi-state filing changes
INSURING MUNICIPALITIES Cities and towns are in the crosshairs of cyber-criminals as they grapple with manmade and natural hazards By Joseph S. Harrington, CPCU Whenever private businesses face difficult risk and insurance conditions, you can usually assume that public entities face the same challenges, but to a greater degree. Public entities operate under the expectation that they will not only protect their own property, but that they will respond to
MENTAL HEALTH SUPPORT IN EVERYDAY INTERACTIONS Starting conversations, uplifting lives By Thomas A. McCoy, CLU In January, we reported on the growing interest in providing mental health support in the workplace. Benefit plans are broadening their mental health offerings, including digitally delivered solutions, and these have the potential to make a real difference in the lives of workers and their families. Another dimension of mental health care takes place in
