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Agency Partners

    TRUCKS ‘R’ US

TRUCKS ‘R’ US

Agency Partners TRUCKS ‘R’ US Insurtech and underwriting savvy make CTC Transportation Insurance a go-to market for transportation risks By Elisabeth Boone, CPCU Veterans of the industry may remember when numbers were crunched on a calculator, file cabinets containing policies and related paperwork took up half the space in the office, and applications were filled out by hand. Even when automation began to replace manual processing in retail agencies, wholesalers

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    A WELL-OILED MACHINE

A WELL-OILED MACHINE

AGENCY PARTNERS A WELL-OILED MACHINE Berkshire Hathaway GUARD shifts gears smoothly to drive costs down and profits up By Elisabeth Boone, CPCU It’s a long way from Wilkes-Barre, Pennsylvania, to Tel Aviv, the  business capital of Israel, and it’s a journey Sy Foguel made many times while assuming the top post at the Berkshire Hathaway GUARD Insurance Companies. Since accepting the position in 2007, Foguel has combined sound actuarial principles

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    THE LITTLE MUTUAL THAT COULD

THE LITTLE MUTUAL THAT COULD

AGENCY PARTNERS THE LITTLE MUTUAL THAT COULD Tiny Madison Mutual thinks and acts big By Elisabeth Boone, CPCU How many employees does it take to screw in a lightbulb? At Madison Mutual Insurance Company in Chittenango, New York, lightbulbs are replaced, floors swept, and wastebaskets emptied by just nine full-time and two part-time employees, all of whom seem delighted to be working for this stalwart mini-mutual. In January of this

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    WE’VE GOT YOUR BACK

WE’VE GOT YOUR BACK

AGENCY PARTNERS WE’VE GOT YOUR BACK GuideOne rebrands, recruits independent agents If the name GuideOne isn’t familiar to you now, it will be soon. Established in 1947 as Preferred Mutual Insurance Company, the insurer has launched a virtual blizzard of new initiatives, the majority of which are focused on establishing strong relationships with independent agents. Rated A- by A.M. Best, GuideOne is active in all 50 states and is represented

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    EVERYTHING YOU DIDN’T KNOW ABOUT ENVIRONMENTAL INSURANCE

EVERYTHING YOU DIDN’T KNOW ABOUT ENVIRONMENTAL INSURANCE

Agency Partners An expert in the line explains what agents and their clients need to know about this undersold coverage Sold your clients any environmental insurance lately? Probably not, observes David Dybdahl, CPCU, MBA, ARM, president of American Risk Management Resources (ARMR), a managing general agency based in Middleton, Wisconsin, that specializes in placing coverage for environmental risks. “Environmental insurance has less than a 1% market penetration after 30 years

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