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Court Decisions

You can’t have it both ways

You can’t have it both ways In 2000, Paul Terrell and Rica Tseng purchased a house in San Francisco. They initially lived at the property and obtained a homeowners policy from State Farm General Insurance Company. In 2003 they moved out and began renting the property. At their direction, State Farm canceled and replaced the homeowners policy with a rental dwelling policy in January 2004. In the winter of 2004,

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Blue Christmas: No coverage for brick veneer collapse

Blue Christmas: No coverage for brick veneer collapse Dominic Messina owned a house that was insured by Shelter Mutual Insurance Company. Messina acknowledged that, since he had purchased the house in 1999, the brick veneer on the south side of the house “was bulging out away from the wall … .” On December 25, 2016, Messina returned home to discover that most of the brick veneer on the south side

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“This dog won’t hunt”: Good luck collecting on towing bill

“This dog won’t hunt”: Good luck collecting on towing bill Fred Muluya d/b/a Anakiya Trucking owned a large box truck that was insured under a commercial automobile policy issued by Progressive Casualty Insurance Company. In the early morning of December 20, 2016, the police department in Eliot, Maine, contacted National Wrecker, Inc. (NWI), to respond to an accident involving Muluya’s truck, which had gone off the road and crashed into

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Garage sale gaffe: No bargain for browser

Garage sale gaffe: No bargain for browser On June 17, 2013, Charmane Manchester filed suit for damages against Michael Watson, Heather Dawn Van Watson, and ANPAC Louisiana Insurance Company, the Watsons’ homeowners insurer. In her petition, Manchester contended that on July 7, 2012, she was at a garage sale on premises owned by the Watsons when, suddenly and without warning, a wooden post supporting the carport fell and struck her,

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For whom the bell tolls: Was UM arbitration demand timely?

For whom the bell tolls: Was UM arbitration demand timely? On July 9, 2011, Maricela Leon was involved in an automobile accident in which she sustained injuries. At the time of the accident Leon was working as a driving instructor for Chavez Trucking. She was riding as a passenger in a 2008 Nissan Altima and instructing Stephani Bernardo, who was driving the vehicle. The vehicle was owned by Cirinio Aguirre.

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