Understanding issues lets agents help clients address risks The greatest threat to the cannabis industry—even bigger than the threat of federal seizure and prosecution—is the ever-increasing potential for product liability claims and litigation. Defective and contaminated products are inevitable, and plaintiffs’ attorneys are on the lookout. Nevertheless, cannabis product liability risks may be minimized with industry-specific knowledge, appropriate planning, and specialized insurance programs. Agents and brokers who understand the issues
General Articles
Public Policy Analysis & Opinion Researchers explore a prime driver of U.S. healthcare financial losses Insurance mechanisms transfer and spread the risk of financial loss across the largest population possible. Too often, policymakers insist on dismissing personal or institutional financial losses as mere “spending.” Of the ten countries studied by researchers, the United States applies the lowest level of public interest oversight to pharmaceutical pricing. According to a recent study
Broken Glass Wyoming agency owner brings passion and pride to her job It’s our pleasure to present another article in our Broken Glass series, in which we talk with a woman in the independent agency business about the challenges and rewards she has experienced throughout her career. This month we profile Elizabeth Luce, ARM, AAI, owner of Rocky Mountain Capital Agency in Cheyenne, Wyoming. Let’s face it: Few of us
Agencies embrace community initiative with heart and action “Pay it forward” … “Thank you for your service” … “Practice random acts of kindness” … we’ve all heard these and similar exhortations, and perhaps we’ve even tried to live by them. In a society where civility seems to take a back seat to being first, best, and loudest, most of us likely would welcome a little kindness. Welcome to The Kindness
Public Policy Analysis & Opinion ACA is under attack as advocates tout short-term, low-value policies Call me an old guy, but the nuns who taught me in preschool, kindergarten, and elementary and high school taught me a hardline approach to obeying the law. “Duck and cover” was not a Civil Defense exercise—it was a way of life when an angry nun beelined toward my desk. Cherry picking destroys insurance pools,
