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    INSURANCE AND RISK MANAGEMENT EDUCATION FOR NONTRADITIONAL STUDENTS

INSURANCE AND RISK MANAGEMENT EDUCATION FOR NONTRADITIONAL STUDENTS

Different Strokes: The University of Houston-Downtown offers a BBA degree in IRM to its diverse student body Florida State … Appalachian State … St. John’s … these and other institutions of higher learning are renowned for their insurance and risk management (IRM) degree programs. Less well known, but gaining strength and visibility, is the Bachelor of Business Administration IRM program offered by the University of Houston-Downtown (UHD), which serves an

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    MILLENNIAL DISRUPTION: IMPACT ON THE INSURANCE INDUSTRY

MILLENNIAL DISRUPTION: IMPACT ON THE INSURANCE INDUSTRY

Responsive insurance agents can capitalize on what could be a growing demand The top reason provided for why … Millennial renters have not purchased insurance is that it’s too expensive. … Industry data suggest that the average cost of a renter’s policy for a Millennial is less than the cost of a single cup of coffee per week! Perhaps it’s not about the cost, but rather the value they see

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    TAXES, UTILITIES, AND GRAIN ELEVATORS

TAXES, UTILITIES, AND GRAIN ELEVATORS

Public Policy Analysis & Opinion California to review whether lower federal taxes should mean lower insurance prices When Congress and the Trump Administration lowered corporate tax rates in January, insurance trade associations cheered. Certainly, most insurance agencies will benefit from the temporary 20% reduction in tax rates applied to “pass-through” businesses. But that favorable treatment of S-corporations and sole proprietorships will sunset in 2025. With the marked exception of California,

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    EVERYTHING YOU DIDN’T KNOW ABOUT ENVIRONMENTAL INSURANCE

EVERYTHING YOU DIDN’T KNOW ABOUT ENVIRONMENTAL INSURANCE

Agency Partners An expert in the line explains what agents and their clients need to know about this undersold coverage Sold your clients any environmental insurance lately? Probably not, observes David Dybdahl, CPCU, MBA, ARM, president of American Risk Management Resources (ARMR), a managing general agency based in Middleton, Wisconsin, that specializes in placing coverage for environmental risks. “Environmental insurance has less than a 1% market penetration after 30 years

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    RESPONSE TO ACA COMPROMISE PUSHES DEMOCRATS LEFT ON HEALTHCARE FINANCING

RESPONSE TO ACA COMPROMISE PUSHES DEMOCRATS LEFT ON HEALTHCARE FINANCING

Public Policy Analysis & Opinion A renewed focus on spreading the risk of loss across large populations dominates policy development As 2018 began, the Democrats started to reconfigure their approach to healthcare policy and the insurance mechanisms that support it. On January 8, 2018, the Associated Press (AP) published a story headlined: “Democrats Shift Strategy on Health Care Reform.” The story described the Democratic Party’s desire to retake the offensive

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