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The Rough Notes Company Inc.

General Articles

    GOIN’ DOWN TO THE CROSSROADS

GOIN’ DOWN TO THE CROSSROADS

Public Policy Analysis & Opinion The NAIC declares a critical stage in state-based insurance regulation “The NAIC and its membership are at an exciting crossroads—a critical stage of regulatory developments in the insurance sector.” On February 7, 2018, the National Association of Insurance Commissioners published a new strategic plan in which an “exciting crossroads” perfectly coincides with a “critical stage.” Will someone roust Dick Button from his well-earned retirement to

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    ACHIEVING SUCCESS IN A TOUGH SPECIALTY

ACHIEVING SUCCESS IN A TOUGH SPECIALTY

A veteran marine broker brings skill and savvy to her demanding field Our Broken Glass series continues with the profile of another woman who has achieved success in the independent agency and brokerage business. This month we learn about the challenges and rewards experienced by veteran marine broker Jacquelyn Neal, who in February of this year joined Integro Insurance Brokers as a principal in the marine practice and is based

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    INSURANCE AND RISK MANAGEMENT EDUCATION FOR NONTRADITIONAL STUDENTS

INSURANCE AND RISK MANAGEMENT EDUCATION FOR NONTRADITIONAL STUDENTS

Different Strokes: The University of Houston-Downtown offers a BBA degree in IRM to its diverse student body Florida State … Appalachian State … St. John’s … these and other institutions of higher learning are renowned for their insurance and risk management (IRM) degree programs. Less well known, but gaining strength and visibility, is the Bachelor of Business Administration IRM program offered by the University of Houston-Downtown (UHD), which serves an

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    MILLENNIAL DISRUPTION: IMPACT ON THE INSURANCE INDUSTRY

MILLENNIAL DISRUPTION: IMPACT ON THE INSURANCE INDUSTRY

Responsive insurance agents can capitalize on what could be a growing demand The top reason provided for why … Millennial renters have not purchased insurance is that it’s too expensive. … Industry data suggest that the average cost of a renter’s policy for a Millennial is less than the cost of a single cup of coffee per week! Perhaps it’s not about the cost, but rather the value they see

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    TAXES, UTILITIES, AND GRAIN ELEVATORS

TAXES, UTILITIES, AND GRAIN ELEVATORS

Public Policy Analysis & Opinion California to review whether lower federal taxes should mean lower insurance prices When Congress and the Trump Administration lowered corporate tax rates in January, insurance trade associations cheered. Certainly, most insurance agencies will benefit from the temporary 20% reduction in tax rates applied to “pass-through” businesses. But that favorable treatment of S-corporations and sole proprietorships will sunset in 2025. With the marked exception of California,

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