Please set up your API key!

The Rough Notes Company Inc.

General Articles

    SAN ANTONIO ROSE

SAN ANTONIO ROSE

SAN ANTONIO ROSE …AND KEPT ON RISING Now the owner of a successful all-lines agency, Shirley Crandall shares the story of her climb to the top By Elisabeth Boone, CPCU It all started in high school, when Shirley Crandall began to work part time for Travelers. She continued her employment with the insurer throughout her college years and graduated from Southwest Texas State University (now Texas State University) with a

Read Full Article

Dig a Little Deeper

CLAIM SPLITTING DEBATED Was subrogation applied in this confusing lawsuit?   Taking opportunities to assist both personal and commercial clients in understanding various policy provisions … could result in preventing litigation or, at least, avoid complications during lawsuits.   The Court Decisions column is a popular part of Rough Notes magazine. One reason for this is that the court room is where the promises made in an insurance contract often

Read Full Article

DATA-DRIVEN POLICY INITIATIVES

DATA-DRIVEN POLICY INITIATIVES Commonwealth Fund welcomes Massachusetts’ approach to health care sharing ministries oversight   The Commonwealth Fund (CF) continues to urge state governments to increase regulatory oversight for entities known as health care sharing ministries (HCSMs). By Kevin P. Hennosy The Commonwealth Fund (CF) continues to urge state governments to increase regulatory oversight for entities known as health care sharing ministries (HCSMs). As defined by the CF, a think

Read Full Article

FSOC DEFINES SYSTEMIC RISK

FROM THE PEOPLE WHO DEFINE SYSTEMIC RISK The Financial Stability Oversight Council 202I Annual Report offers insights The insurance sector “buries its own” failed companies through a system of rehabilitation, liquidation, and state guaranty funds.  By Kevin P. Hennosy If you desire a little light reading. The Financial Stability Oversight Council (FSOC) of the U.S. Treasury Department (Treasury) published a 2021 Annual Report, which expresses an interesting take on activity

Read Full Article
    WHATEVER FLOATS YOUR BOAT

WHATEVER FLOATS YOUR BOAT

WHATEVER FLOATS YOUR BOAT California broker succeeds in the complex world of marine risks By Elisabeth Boone, CPCU Summer is just about here, and boaters across the country are reveling in the departure of colder weather and enthusiastically launching their watercraft for a new season on the water. Ranging from modest outboard motorboats to elegant yachts, these craft and their docks are subject to a variety of loss exposures, from

Read Full Article