Dig a Little Deeper By Bruce Hicks, CPCU, CLU YOU CAN’T HAVE IT BOTH WAYS Changes in residency require assessment and possible changes in coverage “Court Decisions” is a popular Rough Notes magazine feature, in part because the courtroom is where the promises made in an insurance contract often become real. Insurance professionals can develop “what if” scenarios, but until they are tested with an actual loss and a court
Personal Lines
Personal Lines Focus A RIVER RUNS THROUGH … YOUR CLIENT’S HOUSE The private flood market offers alternatives to the NFIP By Christopher W. Cook “Who lives in a flood zone?” asked the instructor at an educational session I attended. Unless you live in an Ewok treehouse on the forest moon of Endor, it’s safe to say that there’s a possibility of your house flooding. And with changes to the planet’s
Keeping up with the Jetsons Smart home technology will pull agents into the future By Drew Doleski Decades ago, The Jetsons served up a whimsical take on the future. While Rosie, the Jetsons’ household robot, may not yet be a standard appliance in every U.S. residence, the notion of an automated and digitized home environment is rapidly becoming mainstream. Staggering numbers of new Internet-connected smart home products have entered the
Personal Lines Focus Hello again, High-Net-Worth Clients Advice on classic cars, cyber exposures and domestic staffing By Christopher W. Cook As an ‘80s child and fan of its music—if music’s playing in my house, it’s typically from Pandora’s 80s Pop station—I was saddened by the September deaths of Eddie Money and Ric Ocasek, lead vocalist of the Cars. Seeing the words money and cars—while possibly just being a simple memorialization
Mind the Gap By Marc McNulty, CIC, CRM THE HOMEOWNERS POLICY AND MOTORIZED TOYS Will you save the day or be the grinch this holiday season? As the holiday season approaches, most of your clients will be worried about what to buy for their friends and loved ones rather than potential insurance ramifications associated with the purchases. Sure, parents will always worry about their children hurting themselves with their new
