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Producers Blog

Puzzling evidence: Was kitchen leak covered?

Puzzling evidence: Was kitchen leak covered? In March 2013, William Power discovered mildew in his kitchen and reported to his State Farm agent, Kurt LeBlanc, that his house might have a water leak. According to Power, LeBlanc advised him that he would report the claim to State Farm and told him to call someone to look at the leak. Power thereafter contacted Kurt Muller, his contractor, and informed him about

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    Homeowners Special Limits of Liability

Homeowners Special Limits of Liability

Understand the differences in how jewelry and other items can be covered Mind the Gap By Marc McNulty, CIC Our Mind the Gap column previously kicked off by focusing on the ISO HO 00 03 homeowners policy limitations and exclusions that pertain to home-based businesses. While only a percentage of your clients and prospects may have that particular exposure, almost all of your clients and prospects will be affected by

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    A RETIREMENT READINESS REALITY CHECK

A RETIREMENT READINESS REALITY CHECK

Where do guaranteed lifetime income products fit? Benefits Products & Services By Thomas A. McCoy, CLU Ever since defined contribution (DC) plans supplanted defined benefit (DB) plans as the dominant retirement plan product in the workplace, the choices available to employees for their plan investments have been mostly stocks and bonds, in multifarious packaging, along with some stable value products. Annuities—the cornerstone financial security product of the defined benefit era—are

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    Managing Workplace Political Discussions

Managing Workplace Political Discussions

The fine line between sharing opinions and verbal bullying The Innovative Workplace By Laura Kerekes, SHRM-SCP, SPHR With the presidential election cycle in full swing and candidates talking about hot human resources topics like immigration, wages, and healthcare, some employees are discussing the candidates and their platforms during the work day. These kinds of conversations have the potential to create camaraderie or become divisive; the last thing any employer wants—or

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    BRAVE NEW WORLD: CHALLENGES OF THE CYBER INSURANCE MARKETPLACE

BRAVE NEW WORLD: CHALLENGES OF THE CYBER INSURANCE MARKETPLACE

Additional exposures may cause coverage lines to blur ISO Emerging Issues Perspective By Shawn E. Dougherty For all the benefits coming from a connected world, the digital age can often show a dark underside. Cyber exposures may represent the largest global issue emerging for insurers thus far in the 21st century. Cyber is also one of the fastest-growing insurance markets—but an area in which a lack of accurate pricing and

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