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Specialty Lines

    COMMERCIAL UMBRELLA INSURANCE

COMMERCIAL UMBRELLA INSURANCE

COMMERCIAL UMBRELLA INSURANCE So far, big losses aren’t creating big changes in the market Inits look at general liability insurance trends for 2018, Liberty Mutual points out that GL losses continue to rise, challenging businesses across a variety of industries. “For the past four years,” the firm says in a Viewpoint posting, “the combined ratio for U.S. carriers writing GL has been over 100%, reaching almost 108% in 2017.” The

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    DOCS RETIRING: WHAT TO DO?

DOCS RETIRING: WHAT TO DO?

DOCS RETIRING: WHAT TO DO? Healthcare industry response to physician shortage opens opportunities for agents and brokers Today, more than half of the practicing primary care MDs are over 50 years of age and will be retiring soon. At the same time, the healthcare industry is coping with a large influx of people to treat due to the Affordable Care Act. As a result of these factors, one study projects

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    COOKING UP PROFITABLE LONDON RELATIONSHIPS

COOKING UP PROFITABLE LONDON RELATIONSHIPS

Coverholders and Risk Takers COOKING UP PROFITABLE LONDON RELATIONSHIPS Recipe for coverholder success calls for key ingredients and appetite awareness Have you ever watched one of those cooking shows on TV? It’s always amazing to see how a talented person can take a batch of otherwise bland ingredients and turn them into a culinary masterpiece. This same phenomenon can also take place in the insurance world. A skilled agent can

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    FOCUS ON CONSTRUCTION

FOCUS ON CONSTRUCTION

Amid market opportunities, challenges exist For the U.S. construction insurance market, 2017 was one damaging year. According to Aon’s Construction Risk Outlook Report, 2017 natural disasters losses broke records—topping $132 billion in the states and $344 billion globally. Thanks to the costliest Atlantic hurricane season on record, nine of the ten losses registered impacted the United States. But bright signs exist. According to the Insurance Information Institute, surplus stands at

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    DESIGN PROFESSIONALS LIABILITY INSURANCE

DESIGN PROFESSIONALS LIABILITY INSURANCE

Rate stability and product enhancements call for vigilance in risk control and claims Can things ever get too good in a line of insurance? Architects and engineers (A&E), as well as other design professionals, are enjoying a sustained buyers’ market for liability coverage. In its latest annual survey, the specialty brokerage Ames & Gough reports that more than two-thirds of the 17 carriers it surveyed do not plan to increase

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