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    A SCHOOLING ON LIABILITY INSURANCE FOR EDUCATION

A SCHOOLING ON LIABILITY INSURANCE FOR EDUCATION

“Failure to educate” a growing source of claims While reports of violence and abuse in schools may dominate the headlines, such incidents are not the leading or fastest growing source of liability claims for schools and educational institutions. Insurance professionals who provide liability coverage to public, private, and charter schools find that the fastest growing type of claim alleges that an educational institution failed in its core duty: to educate

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    FOCUS ON MUNICIPALITIES

FOCUS ON MUNICIPALITIES

A steady market despite increasing pressure It is touted as the second largest verdict in the United States. In 2016, the State of Nebraska was found liable for the death of Tyler Thomas, who was allegedly murdered by a fellow student at Peru State College. Her body was never found. The expected cost to the state—$2.64 billion. While the case was overturned on appeal, the monetary damages, had they been

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    CYBER LIABILITY COVERAGE (AND PROCEDURAL) GAPS

CYBER LIABILITY COVERAGE (AND PROCEDURAL) GAPS

Mind the Gap Be alert for coverage pitfalls and be sure your clients are appropriately protected Although data breaches are becoming increasingly commonplace, many small business owners still believe that cyber criminals would prefer to go after large companies such as Target, Home Depot, and Equifax. Knowing how criminals conduct their business is just as important as understanding the insurance needed to remedy data breach situations. They couldn’t be more

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    BOATING INSURANCE: ALL HANDS ON DECK?

BOATING INSURANCE: ALL HANDS ON DECK?

New insurers compete for older boats and boaters It’s a time of testing for the nation’s boat insurers. The market for boats appeared to be recovering in 2017 when Hurricanes Harvey and Irma struck in the late summer, damaging or destroying an estimated 63,000 recreational boats. This followed several years of decline in boat ownership after 2005, when the number of registered recreational boats in the U.S. peaked at just

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    FOCUS ON DIRECTORS AND OFFICERS

FOCUS ON DIRECTORS AND OFFICERS

Cyber changes the landscape “Not as soft.” That’s the prediction in the directors and officers (D&O) section in the Marketplace Realities 2018 report published by Willis Towers Watson. But make no mistake; underwriters are wary of activity that could impact the industry from a rate perspective. That potential is putting just a little pressure on competition, according to the Willis report. Still, the overall market is expected to remain competitive

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