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    CYBER: A RISK MANAGEMENT APPROACH

CYBER: A RISK MANAGEMENT APPROACH

Risk & Insurance Management Society (RIMS) report offers practical steps to take before and after a cyber event occurs At around 11:20 in the morning, on the last Tuesday of June, a friend and former coworker of mine posted on Facebook: “Massive cyber attack … Freaking.” As a remote worker for a U.S.-based subsidiary of a global industrial firm—a company operating in 43 countries on five continents—she quickly felt the

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    EMERGING TRENDS IN PROFESSIONAL LIABILITY

EMERGING TRENDS IN PROFESSIONAL LIABILITY

Soft market conditions drive growth in product and service offerings It’s a whole new era for professionals in accounting, architecture, engineering, law, medicine, and other specialized fields. Long gone are the days when professional credentials automatically conferred respect and inspired deference. Today professional status is more likely to draw a demanding level of scrutiny. “The relationship dynamic between professional service providers and their clients has been shifting, and it seems

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    FOCUS ON ENVIRONMENTAL AND POLLUTION COVERAGE

FOCUS ON ENVIRONMENTAL AND POLLUTION COVERAGE

There’s plenty of action and plenty of mold in the market With their lawsuit filed, the residents of Clairton, Pennsylvania, are clearly not stopping there. A band of residents filed a class action suit against U.S. Steel, claiming that the company’s Clairton Coke Works has effectively lowered their property values by repeatedly releasing by-products into the air around the Western Pennsylvania town (6,700 times between 2012 and 2015), violating its

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    ADVANCED SAFETY TECHNOLOGIES: POTENTIAL IMPACTS ON INSURANCE

ADVANCED SAFETY TECHNOLOGIES: POTENTIAL IMPACTS ON INSURANCE

ISO Emerging Issues Perspective As vehicle capabilities change, insurance will likely need to adapt accordingly By now most motorists probably have heard reports that driver error is the cause of more than 90% of accidents. Advanced driver assistance systems (ADAS) are expected to enhance vehicle safety through technology and automation—and could soon change that percentage. ADAS features may include adaptive cruise control, automated braking, and warnings or alerts to help

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    COMMERCIAL UMBRELLA/EXCESS LIABILITY INSURANCE

COMMERCIAL UMBRELLA/EXCESS LIABILITY INSURANCE

Capacity will be tested by severe, complex claims Among the greatest benefits of modern life is to live in a world made safer by advanced technology. Almost every day, we hear of new uses for electronic sensors and monitors to prevent and mitigate traffic accidents, workplace mishaps, and damage and injury from household hazards. Insurers have certainly taken notice. “Major personal lines carriers are actively looking to use sensors in

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