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    HOTEL AND RESORT MARKET

HOTEL AND RESORT MARKET

Advice to develop your hospitality niche When I think about hotel and resort risks, I look no further than the Happiness Hotel, the run-down London-based establishment featured in Jim Henson’s The Great Muppet Caper. The Murphy beds spring back up into the wall without warning—the vibration causing the hanging light bulbs to fall and break—a taxicab driver crashes through the front door to drop patrons off in the lobby, and

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    WRITING RISKS IN THE “RESTAURANT RECESSION”

WRITING RISKS IN THE “RESTAURANT RECESSION”

Restaurants face tough competition, but carriers are eager to insure them Conditions are not so hospitable for sectors of the hospitality industry these days. Some commentators are calling current conditions the “restaurant recession,” although that may overstate matters, as overall volume appears flat, not in steep decline. There are signs of a significant decline in lunchtime patronage, however; a function, perhaps, of the growing number of people working from home

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    FOCUS ON CONDO ASSOCIATION INSURANCE

FOCUS ON CONDO ASSOCIATION INSURANCE

An update on the niche’s geographical and market trends, pricing, and claims What’s the hottest property on the market these days? Condominiums. Forget what you know about single-family homes appreciating in value more than condos. According to a Trulia report that looked at property data in 100 metro areas between February 2012 and February 2017, the median appreciation rate of condominiums outpaced that of single-family homes. During that five-year period,

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    STOREFRONT CRASHES: AN EMERGING THREAT FOR RESTAURANTS AND BARS

STOREFRONT CRASHES: AN EMERGING THREAT FOR RESTAURANTS AND BARS

Agents can help clients assess their risks and put safety protocols in place Imagine you’re the owner of a local restaurant or bar. You’re proud of the business you’ve worked hard to build. You’re situated in a prime spot on Main Street, giving you access to critical foot traffic as shoppers, tourists, and other business owners take a respite from their daily routine to dine and relax in your establishment.

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    THE CHALLENGE OF MATURITY

THE CHALLENGE OF MATURITY

Insurance for social services and nonprofits is well established but the market faces growing risks In the mid-1980s, nonprofit organizations and social service agencies saw their operations and very existence threatened by a crisis in the availability and affordability of liability insurance. Thirty years on, there is a thriving, competitive market for coverage of nonprofits and social service agencies. Agents, brokers, and carriers in that market are being tested for

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