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Specialty Lines

    COMMERCIAL UMBRELLA/EXCESS LIABILITY INSURANCE

COMMERCIAL UMBRELLA/EXCESS LIABILITY INSURANCE

Capacity will be tested by severe, complex claims Among the greatest benefits of modern life is to live in a world made safer by advanced technology. Almost every day, we hear of new uses for electronic sensors and monitors to prevent and mitigate traffic accidents, workplace mishaps, and damage and injury from household hazards. Insurers have certainly taken notice. “Major personal lines carriers are actively looking to use sensors in

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    FLOOD INSURANCE CHANGES

FLOOD INSURANCE CHANGES

Is this the year that private coverage finally takes hold? As summer 2017 got underway, congressional Republicans were struggling to enact major components of their agenda on trade, taxes, and healthcare. Things appeared to be moving along fairly smoothly, however, on an issue of particular concern to property insurers: reform and reauthorization of the debt-plagued National Flood Insurance Program (NFIP), due to expire on September 30. The House and Senate

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    A FOCUS ON SPECIAL EVENTS

A FOCUS ON SPECIAL EVENTS

Managing risks is key to success in the events arena It wasn’t your typical event exposure. What was intended to be a speech erupted into a demonstration that turned violent. Windows smashed, fireworks shot at buildings, and a light pole set ablaze caused the police to halt the event at the University of California at Berkeley—a speech to be given by controversial “alt-right” speaker Milo Yiannopoulos. Be it political heat

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    CONSTRUCTION INSURANCE MARKET ADJUSTING TO NEW CONDITIONS

CONSTRUCTION INSURANCE MARKET ADJUSTING TO NEW CONDITIONS

Knowledge of general and professional liability exposures and adequate covers can set agents apart Judging from the rhetoric of the 2016 U.S. political campaign, one might have expected to see cranes and other heavy equipment popping up like weeds throughout the American landscape. At times, it seemed that there was only one thing most Americans and the major political parties could agree on: Substantial public building projects, financed with low

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    FOCUS ON ARCHITECTS AND ENGINEERS INSURANCE

FOCUS ON ARCHITECTS AND ENGINEERS INSURANCE

Soft insurance market meets design professional business growth In market terms, the architects and engineers (A&E) insurance market in 2016 was soft. A survey of nearly 80% of the A&E market conducted by specialty broker Ames & Gough revealed flat pricing for over half of the insurers (53%). Though a minority saw higher rates (16%), 32% did see rates fall. A comparison of 2016 to the 2015 survey results shows

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