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The Rough Notes Company Inc.

Specialty Lines

    NEW PRODUCTS IN THE SPECIALTY SECTOR

NEW PRODUCTS IN THE SPECIALTY SECTOR

New players may be as much of an opportunity as a threat to traditional producers and carriers As we approach 2018, one could say there is less attention being paid to new insurance products than to new methods for packaging and delivering existing types of coverage. Enterprises such as Lemonade, Trove, Slice, and others have been launched with the premise that new technologies can allow individuals and organizations to arrange

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    SPECIALTY AND PROGRAM BUSINESS OUTLOOK

SPECIALTY AND PROGRAM BUSINESS OUTLOOK

Who will be the drivers of new program growth? Leaders of the Target Market Program Administrators Association (TMPAA) had plenty to smile about as they gathered in October for their annual Target Markets Summit. According to the group’s 2017 “Program Business Study,” compiled with survey data gathered by Advisen, “Program business continues to defy the odds, delivering noteworthy results in the face of a persisting soft market and economic uncertainty.

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    INSURING THE SHARING ECONOMY

INSURING THE SHARING ECONOMY

Ridesharing and the impact of telematics Since the launch of Uber in 2011, the practice of ridesharing has had a significant impact on the auto insurance market, blurring the distinction between personal and commercial lines coverage. In fact, with multi-billion-dollar companies like Uber and Lyft operating in hundreds of cities across the country, and millions of users serviced by hundreds of thousands of drivers, the explosive growth of this on-demand

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    PET PROTECTION: UNLEASHING POTENTIAL IN AN UNDERSERVED MARKET

PET PROTECTION: UNLEASHING POTENTIAL IN AN UNDERSERVED MARKET

ISO Emerging Issues Perspective Burgeoning pet ownership signals opportunity for new insurance category Proud “parents” of a pet understand the many potential benefits that having an animal companion can provide. Research shows that pets can reduce symptoms of stress, depression, and other mood disorders; lower blood pressure and cholesterol; and increase socialization. Compared with other countries, the United States has the highest dog, cat, and fish populations—and Americans aren’t shy

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    FOCUS ON SECURITY

FOCUS ON SECURITY

Security market poised to grow as use of video surveillance increases If 2017 could have a label, it would be the year of video surveillance. As body cameras become part of the security officer’s uniform, the market is responding. In fact, the worldwide security market is poised to grow at a rapid pace—from an estimated $69.63 billion in 2016 to more than $112 billion by 2021, according to a MarketsandMarkets.com

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