Coverage Concerns
Limiting Defense Within Limits
LIMITING DEFENSE WITHIN LIMITS Some states revisiting “burning limits” in claims-made liability policies Defense-within-limits provisions appear most often in claims-made...
Understanding Liability and Indemnification
UNDERSTANDING LIABILITY AND INDEMNIFICATION Liability for injury or damage is up to the courts, if and how insurance responds is...
Home Based Businesses
HOME-BASED BUSINESSES (REVISITED) The most-recent ISO homeowners coverage forms see business-related language changes While exposures have most certainly changed in...
Business Income Lost and Found
BUSINESS INCOME LOST AND FOUND Prepare your clients for carrier methods used to reduce the amount of covered income losses...
When Farming Isn’t Farming
WHEN FARMING ISN’T “FARMING” How do “business” and “farming” interact within the coverage form? Writing farms without a clear understanding...
