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The Rough Notes Company Inc.

Management

ABOUT FOREVER CHEMICALS

FOUR THINGS INSURANCE PROFESSIONALS SHOULD KNOW ABOUT “FOREVER CHEMICALS” No matter where you live, you and your family are exposed [M]ichigan has identified over 200 forever chemical contaminated sites in the state. Experts estimate that this number will grow to 11,000 … .  By Chris Bunbury If you are not familiar with per- and poly-fluoroalkyl substances such as PFAS/PFOA chemicals, you should be. Also known as “forever chemicals,” PFAS/PFOA chemicals

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CHANGE DRIVES YOUR GROWTH

YOUR REACTION TO CHANGE DRIVES YOUR GROWTH Partnerships impact how your insureds are nurtured and serviced when they most need it With change comes the opportunity to expand our knowledge and engage in new possibilities. Be eager to learn … .   By Alyssa Rivera How has insurance made a difference in your community? What about the difference it has made in the lives of your insureds? As insurance professionals,

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IS THE SKY FALLING

IS THE SKY FALLING? Is now the time for agency owners to explore options?     While an insurance agency is an attractive investment in any market, buyers will start to feel pricing pressure if interest rates continue to rise.    By James Graham, CVA While the number of transactions is down, mostly due to the large number of deals pulled into 202I to protect sellers from potential tax changes,

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    CONTACT TRACING MITIGATES RISK

CONTACT TRACING MITIGATES RISK

CONTACT TRACING TO MITIGATE RISK How agents and brokers can help clients address future pandemic issues By Mike Steere Business interruption insurance remains a dynamic topic as insurers, governments and businesses plan for the next pandemic. For background, a July 2021 report from the Department of the Treasury estimates that payouts from business interruption insurance claims due to COVID-19 had been low—approximately $1.3 billion. However, only 2% of claims were

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