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The Rough Notes Company Inc.

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    CONSTRUCTION INSURANCE MARKET ADJUSTING TO NEW CONDITIONS

CONSTRUCTION INSURANCE MARKET ADJUSTING TO NEW CONDITIONS

Knowledge of general and professional liability exposures and adequate covers can set agents apart Judging from the rhetoric of the 2016 U.S. political campaign, one might have expected to see cranes and other heavy equipment popping up like weeds throughout the American landscape. At times, it seemed that there was only one thing most Americans and the major political parties could agree on: Substantial public building projects, financed with low

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    FOCUS ON ARCHITECTS AND ENGINEERS INSURANCE

FOCUS ON ARCHITECTS AND ENGINEERS INSURANCE

Soft insurance market meets design professional business growth In market terms, the architects and engineers (A&E) insurance market in 2016 was soft. A survey of nearly 80% of the A&E market conducted by specialty broker Ames & Gough revealed flat pricing for over half of the insurers (53%). Though a minority saw higher rates (16%), 32% did see rates fall. A comparison of 2016 to the 2015 survey results shows

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    CONSTRUCTION CLAIMS

CONSTRUCTION CLAIMS

A guide for those who don’t have time for YouTube videos Do you ever wonder what causes construction cranes to collapse? What about heavy equipment mishaps—how do they come about? If you have time—and if you’re easily distracted, allow lots of time—head to YouTube.com and search “crane accidents” or “heavy equipment accidents.” You’ll find compilations of the “10 Worst” or “Real Life” accidents—hundreds of videos, often 10 minutes or more

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    HOTEL AND RESORT MARKET

HOTEL AND RESORT MARKET

Advice to develop your hospitality niche When I think about hotel and resort risks, I look no further than the Happiness Hotel, the run-down London-based establishment featured in Jim Henson’s The Great Muppet Caper. The Murphy beds spring back up into the wall without warning—the vibration causing the hanging light bulbs to fall and break—a taxicab driver crashes through the front door to drop patrons off in the lobby, and

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    WRITING RISKS IN THE “RESTAURANT RECESSION”

WRITING RISKS IN THE “RESTAURANT RECESSION”

Restaurants face tough competition, but carriers are eager to insure them Conditions are not so hospitable for sectors of the hospitality industry these days. Some commentators are calling current conditions the “restaurant recession,” although that may overstate matters, as overall volume appears flat, not in steep decline. There are signs of a significant decline in lunchtime patronage, however; a function, perhaps, of the growing number of people working from home

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