Coverage Concerns

Earthquake insurance is a hard sell for clients who haven’t witnessed an earthquake. Other factors combine to make it even...

An Unenviable Driving Situation Usually there is a sharp line between personal driving situations and those that qualify as commercial...

Separate wind deductibles are considered essential to maintaining affordable coverage in wind-prone regions, and they give policyholders greater financial incentive...

THIS ISN'T FAVORITE CLIENT BEHAVIOR We should be able to operate in the insurance realm under a safe set of...

INSURING THE MODERN-DAY NOMAD Are people living “on the road” protected? Do insurers know what they are protecting? By Joseph...