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    CYBER LIABILITY: DATA IN DANGER

CYBER LIABILITY: DATA IN DANGER

CYBER LIABILITY: DATA IN DANGER Understanding where cyber criminals are hitting the hardest and how to protect your clients By Michael Barnett The internet has given us the power to stay connected to each other, to become productive wherever we are as long as we have our devices, and has allowed for streamlined workflows to ease our day. But with all of the positives come the negatives. The downside of

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    CYBER RISK FOR AGENCIES: HOW TO KEEP OUT THE WRONGDOERS

CYBER RISK FOR AGENCIES: HOW TO KEEP OUT THE WRONGDOERS

CYBER RISK FOR AGENCIES: HOW TO KEEP OUT THE WRONGDOERS Agencies’ tech systems aren’t bulletproof against risk, so clients and business partners are at risk, too By Brian Bartosh and Doug Mohr In February 2021, New York State’s Department of Financial Services (DFS) published a cyber fraud alert. The alert was in response to reports of malicious behavior in an attempt to steal nonpublic personal information (NPI) from instant quote

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    UNDERWRITING REQUIREMENTS IN THE NEW ERA OF CYBER RISK

UNDERWRITING REQUIREMENTS IN THE NEW ERA OF CYBER RISK

UNDERWRITING REQUIREMENTS IN THE NEW ERA OF CYBER RISK The current ransomware threat has proven to be far more challenging to address than data breach risk By Jacob Ingerslev Since its creation in the late 1990s, cyber insurance has gone through several evolutionary changes both in terms of the coverage provided in cyber policies and the process through which underwriters assess cyber risk. While the dynamic nature of cyber risk

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    SOCIAL SERVICES AND NONPROFITS

SOCIAL SERVICES AND NONPROFITS

Specialty Lines Markets SOCIAL SERVICES AND NONPROFITS Hard times and a hard market will test their resilience By Joseph S. Harrington, CPCU In a widely viewed TED Talk, activist entrepreneur Dan Pallotta cites five ways that public expectations about nonprofit organizations restrict their growth and capabilities: talent recruitment, advertising, risk taking, access to private capital, and the time allowed to show a return (in terms of new clients). Pallotta might

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    RISK RETENTION FOR THE WIN

RISK RETENTION FOR THE WIN

RISK RETENTION FOR THE WIN This proven solution can be a salvation for industries and organizations saddled with hard-to-place risks By A. Ren Agarwal and Brian Johnson Is the concept of a risk retention group (RRG) scarier than the concept of blockchain or bitcoin? It shouldn’t be, because it’s a proven option for many insureds, especially nonprofits. Done right, risk retention can be a salvation for those industries and organizations

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