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Benefits & Financial Services

    NEW DIRECTIONS IN DENTAL AND VISION BENEFITS

NEW DIRECTIONS IN DENTAL AND VISION BENEFITS

Experts note plan enhancements and a move toward the voluntary market When a molar starts to throb in the middle of the night, suddenly dental insurance jumps from a minor paragraph in the benefits booklet to a godsend. And when aging eyes cause someone to fail a driver’s test for the first time, an employer-paid eye exam may help solve the problem. Dental and vision care are among the oldest

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    WORKERS LEAN TOWARD FINANCIAL COUNSELING

WORKERS LEAN TOWARD FINANCIAL COUNSELING

Benefits Products & Services MassMutual study looks at gaps in plan participants’ sense of financial security For some time, major employee benefits providers have been beating the drum for increased simplification of enrollment methods—anything that can streamline an employee’s decision-making process, and, above all, help them see the connection between the products offered and their own personal needs. “More lower- and middle-income workers than upper-middle-income workers are likely to say

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    DISABILITY INSURANCE FOR THE SANDWICH GENERATION

DISABILITY INSURANCE FOR THE SANDWICH GENERATION

This income protection coverage can deliver peace of mind and help with family caregiving costs May is Disability Insurance Awareness Month, making it a great time to talk with clients about the value of individual disability insurance (IDI) policies and benefits. To help catch the attention of clients in the sandwich generation, it makes sense for agents and brokers to consider highlighting the new family caregiving benefits some policies are

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    MURRAY SECURUS TAKES UNIFIED APPROACH TO EMPLOYEE BENEFITS

MURRAY SECURUS TAKES UNIFIED APPROACH TO EMPLOYEE BENEFITS

Offerings support a range of employer activities—from recruitment and retention to employee well-being Employee well-being is a jigsaw puzzle with several big pieces that employers must fit together: health benefits, human resource management, benefit technology, individual retirement planning and wealth management. “Most employers rely on their agents and brokers to provide those services and help them fit the pieces into a comprehensive benefits and human resource management strategy,” says Ryan

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    SELF-FUNDED HEALTH PLANS PUT EMPLOYER IN CONTROL

SELF-FUNDED HEALTH PLANS PUT EMPLOYER IN CONTROL

Stop-loss insurer Sun Life provides a wide range of backup services Healthcare costs continue their relentless climb. A recent report from PwC’s Health Research Institute forecasts 6.5% growth in overall U.S. medical costs in 2018, which it says would be the largest increase since 2015. The Center for Medicare and Medicaid Services projects that, by 2025, healthcare spending will reach 20% of GDP, but then who can really project all

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