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    KEEP YOUR HEAD IN THE GAME

KEEP YOUR HEAD IN THE GAME

A look at amateur athletics, golf courses and fitness centers Let’s think about some Hollywood films involving youth and sports and the risks involved. After losing the championship game to the Yankees on an attempted in-the-park home run to tie the game, Coach Buttermaker hands out beers to his Bad News Bears in the dugout to celebrate how proud he is of his team. “I’ll drink to that,” proclaims shortstop

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    A SCHOOLING ON LIABILITY INSURANCE FOR EDUCATION

A SCHOOLING ON LIABILITY INSURANCE FOR EDUCATION

“Failure to educate” a growing source of claims While reports of violence and abuse in schools may dominate the headlines, such incidents are not the leading or fastest growing source of liability claims for schools and educational institutions. Insurance professionals who provide liability coverage to public, private, and charter schools find that the fastest growing type of claim alleges that an educational institution failed in its core duty: to educate

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    FOCUS ON MUNICIPALITIES

FOCUS ON MUNICIPALITIES

A steady market despite increasing pressure It is touted as the second largest verdict in the United States. In 2016, the State of Nebraska was found liable for the death of Tyler Thomas, who was allegedly murdered by a fellow student at Peru State College. Her body was never found. The expected cost to the state—$2.64 billion. While the case was overturned on appeal, the monetary damages, had they been

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    CYBER LIABILITY COVERAGE (AND PROCEDURAL) GAPS

CYBER LIABILITY COVERAGE (AND PROCEDURAL) GAPS

Mind the Gap Be alert for coverage pitfalls and be sure your clients are appropriately protected Although data breaches are becoming increasingly commonplace, many small business owners still believe that cyber criminals would prefer to go after large companies such as Target, Home Depot, and Equifax. Knowing how criminals conduct their business is just as important as understanding the insurance needed to remedy data breach situations. They couldn’t be more

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    BOATING INSURANCE: ALL HANDS ON DECK?

BOATING INSURANCE: ALL HANDS ON DECK?

New insurers compete for older boats and boaters It’s a time of testing for the nation’s boat insurers. The market for boats appeared to be recovering in 2017 when Hurricanes Harvey and Irma struck in the late summer, damaging or destroying an estimated 63,000 recreational boats. This followed several years of decline in boat ownership after 2005, when the number of registered recreational boats in the U.S. peaked at just

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